Capital, structured
to close.
A sell-side advisory firm sourcing and structuring private credit, structured debt, and equity for lower-middle-market companies and real estate sponsors raising $250K to $50M.
Every layer, deliberately placed.
Model a structure below. Adjust any tranche and the stack rebalances to exactly 100%. Senior Debt absorbs the residual first, then it cascades up the stack, locking each layer as it reaches its ceiling.
New Millennium Capital is a capital advisory firm for lower-middle-market operating companies and real estate sponsors. We underwrite in-house, build lender-ready materials, run targeted outreach to private credit funds, family offices, and select institutions, and negotiate through close. Relationship led, execution driven.
A disciplined path to close.
Underwrite in-house
We build the credit case ourselves before anyone else sees the file.
Build lender-ready materials
A complete, institutional package that gets to a real answer faster.
Targeted lender outreach
Precise outreach to the funds and offices that fit the situation.
Structure & negotiate to close
We hold the structure together through term sheet to funding.
Capital across the structure.
Private credit
Flexible non-bank capital where certainty of close and custom structure matter.
02Structured debt
Bespoke capital stacks for complex or time-sensitive situations.
03Credit facilities
Revolving lines and term loans sized to how the business actually operates.
04Preferred equity
Gap capital between debt and common equity, without the heavier covenants.
05LP & JV equity
LP capital and JV partnerships from family offices and institutional investors: the equity that completes the stack.
06Small-balance real estate
Fix and flip, bridge, construction, and DSCR loans from $250K to $2MM for investors and small developers.